Educational Institution Insurance

Types of Educational Institution Insurance

K-12 insurance

With such wide age ranges in K-12 schools, comprehensive insurance coverage solutions help ensure the safety of both students and faculty. Younger students, in particular, are prone to injury, making K-12 insurance particularly critical when it comes to personal injuries and liability insurance.

Public school insurance

From school counseling to grounds and equipment, there are many facets to public schools that should be considered when choosing insurance solutions. In addition to general liability, public school insurance can cover critical areas such as cyber risks and auto liability. The needs are vast, but the proper public school insurance can create peace of mind in all facets of efficiently operating your public school.

Charter school insurance

Charter school organizations carry some of the same risks as traditional public schools but tend to be more flexible in their administration. This can deliver strong results for students – however, along with flexibility comes risk. It is important that each charter school insurance program is tailored to the individual school, and that you have a broker that can quickly respond to your needs.

Private school insurance

When parents and guardians are investing money into their child’s education at an early age, it’s expected that the school invests just as much in the safety and wellbeing of faculty and students. Help keep your private school protected with private school insurance tailored to your specific safety requirements. Whether there is potential for flood or earthquake damage or the need for workers’ compensation, the appropriate insurance solution for your private school is available.

Higher education insurance

As students further their education and begin operating at a higher level, including a myriad of extra-curricular events operated through the educational institution, comprehensive insurance becomes extremely important. Higher-education sporting events pose potential injury risks, making sporting event coverage particularly critical. In addition, higher education insurance may include risk management coverage for risks such as active shooters and fleet and vehicle insurance.

Community college insurance

Community colleges are a critical steppingstone for many students in their pursuit of higher education, serving as a key educational resource for a wide range of student age groups. With such a diverse array of students and faculty, community college insurance must consider and cover a variety of needs. Basic insurance coverage such as property and liability insurance play a vital role in general protection, but more specific coverage in areas like media liability and equipment are just some of the areas that should also be considered.

State college insurance

State colleges bring a great deal of attention and notoriety to their local community and beyond, making it even more critical that these educational institutions stay in the media for all the right reasons. Help keep your school safe with the appropriate state college insurance for your institution. Customize your coverage solutions to account for potential emergencies and help protect students who come from both in-state and out-of-state, including international students and faculty.

Private college insurance

With students from across the country and the globe, operating at a higher level of activity and often new-found independence, help maintain safety on campus by choosing the right private college insurance. Liquor liability and coverage for incidental medical malpractice, such as by school nurses or athletic trainers, are just some of the additional forms of coverage that need to be considered when operating a school at the level of a private college.